Call reports 2023
BANCCENTRAL, NATIONAL ASSOCIATION — 2023
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 348,039,000 | 336,478,000 | 338,087,000 | 317,015,000 |
| Total loans | 197,057,000 | 195,878,000 | 170,373,000 | 158,633,000 |
| Allowance for loan losses | 7,858,000 | 10,032,000 | 8,503,000 | 11,845,000 |
| Securities available for sale | 107,627,000 | 104,166,000 | 91,063,000 | 79,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,969,000 | 317,514,000 | 325,913,000 | 302,079,000 |
| Interest-bearing deposits | 213,235,000 | 227,929,000 | 259,804,000 | 237,692,000 |
| Noninterest-bearing deposits | 108,734,000 | 89,585,000 | 66,109,000 | 64,387,000 |
| Equity capital | 19,126,000 | 16,753,000 | 9,654,000 | 12,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,929,000 | 5,984,000 | 9,157,000 | 12,268,000 |
| Interest expense | 777,000 | 2,126,000 | 3,813,000 | 5,953,000 |
| Net interest income | 2,152,000 | 3,858,000 | 5,344,000 | 6,315,000 |
| Noninterest income | 402,000 | 751,000 | 1,164,000 | 1,563,000 |
| Noninterest expense | 2,989,000 | 5,942,000 | 8,929,000 | 11,695,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,481,000 |
| Pretax income | -399,000 | -3,826,000 | -5,008,000 | -9,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -399,000 | -3,826,000 | -5,008,000 | -9,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,124,000 | 34,697,000 | 33,515,000 | 28,541,000 |
| Total capital | 42,005,000 | 38,441,000 | 36,765,000 | 31,678,000 |
| Risk-weighted assets | 306,383,000 | 293,113,000 | 254,588,000 | 242,072,000 |