Call reports 2022
BANCCENTRAL, NATIONAL ASSOCIATION — 2022
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 541,201,000 | 501,117,000 | 372,657,000 | 377,319,000 |
| Total loans | 283,897,000 | 262,400,000 | 216,511,000 | 200,421,000 |
| Allowance for loan losses | 9,941,000 | 9,600,000 | 8,580,000 | 8,191,000 |
| Securities available for sale | 106,451,000 | 96,927,000 | 93,311,000 | 111,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,676,000 | 478,228,000 | 351,445,000 | 355,821,000 |
| Interest-bearing deposits | 342,839,000 | 316,285,000 | 221,104,000 | 228,206,000 |
| Noninterest-bearing deposits | 167,837,000 | 161,943,000 | 130,341,000 | 127,615,000 |
| Equity capital | 28,861,000 | 21,100,000 | 19,173,000 | 19,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 7,394,000 | 11,453,000 | 14,529,000 |
| Interest expense | 510,000 | 976,000 | 1,538,000 | 2,186,000 |
| Net interest income | 2,959,000 | 6,418,000 | 9,915,000 | 12,343,000 |
| Noninterest income | 500,000 | 2,095,000 | 3,452,000 | 3,935,000 |
| Noninterest expense | 3,673,000 | 7,476,000 | 11,511,000 | 14,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 1,258,000 | 2,077,000 | 1,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 1,258,000 | 2,077,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,586,000 | 34,868,000 | 39,002,000 | 38,523,000 |
| Total capital | 38,625,000 | 39,493,000 | 43,040,000 | 42,343,000 |
| Risk-weighted assets | 398,285,000 | 365,025,000 | 318,525,000 | 301,275,000 |