Call reports 2020
BANCCENTRAL, NATIONAL ASSOCIATION — 2020
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 498,920,000 | 544,319,000 | 507,838,000 | 547,766,000 |
| Total loans | 274,890,000 | 285,426,000 | 304,042,000 | 318,480,000 |
| Allowance for loan losses | 4,907,000 | 5,015,000 | 5,821,000 | 11,006,000 |
| Securities available for sale | 160,694,000 | 142,658,000 | 131,527,000 | 136,745,000 |
| Securities held to maturity | 102,000 | 102,000 | 52,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,538,000 | 485,865,000 | 453,957,000 | 502,544,000 |
| Interest-bearing deposits | 362,139,000 | 380,383,000 | 352,366,000 | 374,790,000 |
| Noninterest-bearing deposits | 86,399,000 | 105,482,000 | 101,591,000 | 127,754,000 |
| Equity capital | 48,539,000 | 55,906,000 | 51,334,000 | 43,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,380,000 | 10,324,000 | 15,147,000 | 19,414,000 |
| Interest expense | 1,449,000 | 2,697,000 | 3,751,000 | 4,615,000 |
| Net interest income | 3,931,000 | 7,627,000 | 11,396,000 | 14,799,000 |
| Noninterest income | 462,000 | 950,000 | 1,405,000 | 1,925,000 |
| Noninterest expense | 3,713,000 | 7,460,000 | 11,644,000 | 15,579,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,450,000 | 9,950,000 |
| Pretax income | 1,012,000 | 2,782,000 | 4,072,000 | -3,468,000 |
| Income tax | 0 | 20,000 | 40,000 | 48,000 |
| Net income | 1,012,000 | 2,762,000 | 4,032,000 | -3,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,750,000 | 45,555,000 | 42,830,000 | 35,011,000 |
| Total capital | 48,657,000 | 50,570,000 | 48,048,000 | 40,579,000 |
| Risk-weighted assets | 394,177,000 | 403,755,000 | 416,859,000 | 440,051,000 |