Call reports 2019
BANCCENTRAL, NATIONAL ASSOCIATION — 2019
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 559,631,000 | 552,371,000 | 524,816,000 | 526,799,000 |
| Total loans | 284,098,000 | 281,077,000 | 278,168,000 | 286,730,000 |
| Allowance for loan losses | 4,407,000 | 4,554,000 | 4,671,000 | 4,790,000 |
| Securities available for sale | 205,830,000 | 205,722,000 | 186,225,000 | 168,653,000 |
| Securities held to maturity | 153,000 | 152,000 | 103,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,536,000 | 499,587,000 | 470,035,000 | 471,232,000 |
| Interest-bearing deposits | 401,088,000 | 401,798,000 | 375,833,000 | 381,478,000 |
| Noninterest-bearing deposits | 110,448,000 | 97,789,000 | 94,202,000 | 89,754,000 |
| Equity capital | 46,189,000 | 50,784,000 | 52,580,000 | 53,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,303,000 | 10,827,000 | 16,335,000 | 22,017,000 |
| Interest expense | 1,570,000 | 3,253,000 | 4,938,000 | 6,505,000 |
| Net interest income | 3,733,000 | 7,574,000 | 11,397,000 | 15,512,000 |
| Noninterest income | 476,000 | 1,260,000 | 1,774,000 | 2,282,000 |
| Noninterest expense | 3,562,000 | 7,357,000 | 10,906,000 | 15,120,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 850,000 |
| Pretax income | 624,000 | 1,305,000 | 2,320,000 | 2,805,000 |
| Income tax | 0 | 17,000 | 17,000 | 24,000 |
| Net income | 624,000 | 1,288,000 | 2,303,000 | 2,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,764,000 | 41,282,000 | 42,002,000 | 43,034,000 |
| Total capital | 45,171,000 | 45,836,000 | 46,673,000 | 47,824,000 |
| Risk-weighted assets | 402,303,000 | 409,728,000 | 405,151,000 | 405,320,000 |