Call reports 2018
BANCCENTRAL, NATIONAL ASSOCIATION — 2018
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 501,192,000 | 499,692,000 | 510,658,000 | 551,271,000 |
| Total loans | 236,391,000 | 244,353,000 | 261,057,000 | 283,310,000 |
| Allowance for loan losses | 3,699,000 | 3,694,000 | 3,857,000 | 4,303,000 |
| Securities available for sale | 195,842,000 | 198,012,000 | 192,049,000 | 199,481,000 |
| Securities held to maturity | 201,000 | 201,000 | 152,000 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,027,000 | 455,912,000 | 458,365,000 | 506,680,000 |
| Interest-bearing deposits | 349,675,000 | 349,403,000 | 354,941,000 | 390,787,000 |
| Noninterest-bearing deposits | 108,352,000 | 106,509,000 | 103,424,000 | 115,893,000 |
| Equity capital | 41,771,000 | 42,005,000 | 41,408,000 | 42,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,271,000 | 8,732,000 | 13,620,000 | 18,824,000 |
| Interest expense | 770,000 | 1,606,000 | 2,658,000 | 3,974,000 |
| Net interest income | 3,501,000 | 7,126,000 | 10,962,000 | 14,850,000 |
| Noninterest income | 503,000 | 1,197,000 | 1,702,000 | 2,203,000 |
| Noninterest expense | 3,389,000 | 7,027,000 | 10,437,000 | 14,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 615,000 | 1,297,000 | 2,228,000 | 2,435,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 615,000 | 1,297,000 | 2,228,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,008,000 | 40,294,000 | 40,779,000 | 40,285,000 |
| Total capital | 43,707,000 | 43,988,000 | 44,636,000 | 44,588,000 |
| Risk-weighted assets | 350,363,000 | 360,488,000 | 375,716,000 | 399,400,000 |