Call reports 2017
BANCCENTRAL, NATIONAL ASSOCIATION — 2017
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 490,153,000 | 509,190,000 | 484,061,000 | 490,973,000 |
| Total loans | 240,481,000 | 240,936,000 | 226,686,000 | 233,773,000 |
| Allowance for loan losses | 4,200,000 | 4,122,000 | 4,070,000 | 3,955,000 |
| Securities available for sale | 199,087,000 | 195,565,000 | 185,813,000 | 199,651,000 |
| Securities held to maturity | 249,000 | 249,000 | 201,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,666,000 | 462,937,000 | 437,475,000 | 445,384,000 |
| Interest-bearing deposits | 350,302,000 | 364,915,000 | 337,192,000 | 336,312,000 |
| Noninterest-bearing deposits | 98,364,000 | 98,022,000 | 100,283,000 | 109,072,000 |
| Equity capital | 40,226,000 | 44,924,000 | 45,249,000 | 44,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 8,378,000 | 12,628,000 | 16,802,000 |
| Interest expense | 573,000 | 1,184,000 | 1,866,000 | 2,555,000 |
| Net interest income | 3,567,000 | 7,194,000 | 10,762,000 | 14,247,000 |
| Noninterest income | 434,000 | 1,100,000 | 1,599,000 | 2,133,000 |
| Noninterest expense | 3,517,000 | 6,841,000 | 10,204,000 | 13,930,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 412,000 | 1,615,000 | 3,213,000 | 3,699,000 |
| Income tax | 0 | 13,000 | 23,000 | 31,000 |
| Net income | 412,000 | 1,602,000 | 3,190,000 | 3,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,485,000 | 39,119,000 | 39,851,000 | 39,873,000 |
| Total capital | 42,685,000 | 43,241,000 | 43,921,000 | 43,828,000 |
| Risk-weighted assets | 349,115,000 | 359,048,000 | 340,680,000 | 347,990,000 |