Call reports 2016
BANCCENTRAL, NATIONAL ASSOCIATION — 2016
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 455,388,000 | 445,648,000 | 443,814,000 | 491,430,000 |
| Total loans | 217,800,000 | 219,208,000 | 225,583,000 | 236,178,000 |
| Allowance for loan losses | 3,225,000 | 3,628,000 | 3,997,000 | 3,815,000 |
| Securities available for sale | 190,011,000 | 183,833,000 | 167,391,000 | 197,014,000 |
| Securities held to maturity | 297,000 | 297,000 | 249,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,267,000 | 396,505,000 | 395,688,000 | 451,280,000 |
| Interest-bearing deposits | 307,204,000 | 297,637,000 | 298,354,000 | 346,172,000 |
| Noninterest-bearing deposits | 101,063,000 | 98,868,000 | 97,334,000 | 105,108,000 |
| Equity capital | 46,036,000 | 47,973,000 | 46,901,000 | 38,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,624,000 | 7,300,000 | 10,923,000 | 14,741,000 |
| Interest expense | 297,000 | 624,000 | 964,000 | 1,363,000 |
| Net interest income | 3,327,000 | 6,676,000 | 9,959,000 | 13,378,000 |
| Noninterest income | 420,000 | 870,000 | 1,313,000 | 1,786,000 |
| Noninterest expense | 3,232,000 | 6,549,000 | 9,880,000 | 13,756,000 |
| Provision for loan losses | 220,000 | 625,000 | 1,005,000 | 1,335,000 |
| Pretax income | 931,000 | 2,183,000 | 3,292,000 | 3,064,000 |
| Income tax | 0 | 10,000 | 34,000 | 41,000 |
| Net income | 931,000 | 2,173,000 | 3,258,000 | 3,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,417,000 | 38,943,000 | 39,210,000 | 38,608,000 |
| Total capital | 41,642,000 | 42,571,000 | 43,099,000 | 42,423,000 |
| Risk-weighted assets | 308,006,000 | 307,429,000 | 310,987,000 | 339,062,000 |