Call reports 2014
BANCCENTRAL, NATIONAL ASSOCIATION — 2014
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 359,645,000 | 483,348,000 | 491,980,000 | 530,400,000 |
| Total loans | 137,908,000 | 151,152,000 | 161,124,000 | 182,706,000 |
| Allowance for loan losses | 2,667,000 | 2,886,000 | 2,865,000 | 2,748,000 |
| Securities available for sale | 184,487,000 | 271,119,000 | 288,601,000 | 279,967,000 |
| Securities held to maturity | 389,000 | 389,000 | 593,000 | 593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,577,000 | 443,348,000 | 444,823,000 | 487,836,000 |
| Interest-bearing deposits | 232,952,000 | 317,992,000 | 318,935,000 | 339,473,000 |
| Noninterest-bearing deposits | 87,625,000 | 125,356,000 | 125,888,000 | 148,363,000 |
| Equity capital | 35,465,000 | 38,776,000 | 39,291,000 | 41,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,875,000 | 9,505,000 | 13,342,000 |
| Interest expense | 217,000 | 452,000 | 758,000 | 1,056,000 |
| Net interest income | 2,678,000 | 5,423,000 | 8,747,000 | 12,286,000 |
| Noninterest income | 442,000 | 913,000 | 1,446,000 | 1,707,000 |
| Noninterest expense | 2,504,000 | 5,233,000 | 8,618,000 | 11,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,397,000 | 1,888,000 | 2,794,000 | 3,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,397,000 | 1,888,000 | 2,794,000 | 3,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,429,000 | 32,530,000 | 33,041,000 | 33,417,000 |
| Total capital | 40,096,000 | 35,416,000 | 35,906,000 | 36,165,000 |
| Risk-weighted assets | 214,775,000 | 241,030,000 | 254,277,000 | 275,456,000 |