Call reports 2013
BANCCENTRAL, NATIONAL ASSOCIATION — 2013
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 325,869,000 | 315,965,000 | 318,289,000 | 342,034,000 |
| Total loans | 111,857,000 | 118,886,000 | 118,178,000 | 131,862,000 |
| Allowance for loan losses | 2,459,000 | 2,419,000 | 2,633,000 | 2,645,000 |
| Securities available for sale | 185,815,000 | 167,542,000 | 168,517,000 | 169,735,000 |
| Securities held to maturity | 434,000 | 434,000 | 389,000 | 389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,314,000 | 282,244,000 | 286,073,000 | 309,102,000 |
| Interest-bearing deposits | 216,291,000 | 210,360,000 | 207,717,000 | 219,415,000 |
| Noninterest-bearing deposits | 72,023,000 | 71,884,000 | 78,356,000 | 89,687,000 |
| Equity capital | 37,184,000 | 33,168,000 | 31,617,000 | 32,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 5,058,000 | 7,629,000 | 10,280,000 |
| Interest expense | 198,000 | 410,000 | 614,000 | 805,000 |
| Net interest income | 2,267,000 | 4,648,000 | 7,015,000 | 9,475,000 |
| Noninterest income | 402,000 | 872,000 | 1,321,000 | 1,860,000 |
| Noninterest expense | 2,339,000 | 4,510,000 | 6,743,000 | 9,231,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,035,000 | 2,657,000 | 3,249,000 | 4,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,035,000 | 2,657,000 | 3,249,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,218,000 | 35,589,000 | 35,832,000 | 36,332,000 |
| Total capital | 36,476,000 | 37,917,000 | 38,202,000 | 38,888,000 |
| Risk-weighted assets | 180,401,000 | 186,178,000 | 189,331,000 | 204,416,000 |