Call reports 2012
BANCCENTRAL, NATIONAL ASSOCIATION — 2012
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 295,281,000 | 301,249,000 | 311,053,000 | 317,990,000 |
| Total loans | 79,245,000 | 90,292,000 | 101,727,000 | 107,321,000 |
| Allowance for loan losses | 2,432,000 | 2,415,000 | 2,416,000 | 2,434,000 |
| Securities available for sale | 174,368,000 | 186,342,000 | 179,273,000 | 179,704,000 |
| Securities held to maturity | 475,000 | 475,000 | 434,000 | 434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,510,000 | 263,783,000 | 272,665,000 | 280,240,000 |
| Interest-bearing deposits | 194,998,000 | 192,339,000 | 196,114,000 | 199,980,000 |
| Noninterest-bearing deposits | 63,512,000 | 71,444,000 | 76,551,000 | 80,260,000 |
| Equity capital | 36,472,000 | 37,083,000 | 37,965,000 | 37,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,497,000 | 6,907,000 | 9,418,000 |
| Interest expense | 213,000 | 428,000 | 640,000 | 841,000 |
| Net interest income | 2,065,000 | 4,069,000 | 6,267,000 | 8,577,000 |
| Noninterest income | 300,000 | 634,000 | 991,000 | 1,412,000 |
| Noninterest expense | 2,349,000 | 4,948,000 | 7,292,000 | 9,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 638,000 | 2,228,000 | 2,612,000 | 3,127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 638,000 | 2,228,000 | 2,612,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,069,000 | 33,062,000 | 33,247,000 | 33,365,000 |
| Total capital | 33,714,000 | 34,903,000 | 35,242,000 | 35,484,000 |
| Risk-weighted assets | 130,791,000 | 146,742,000 | 159,147,000 | 169,194,000 |