Call reports 2010
BANCCENTRAL, NATIONAL ASSOCIATION — 2010
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,268,000 | 244,635,000 | 253,586,000 | 252,974,000 |
| Total loans | 103,433,000 | 98,678,000 | 94,373,000 | 88,013,000 |
| Allowance for loan losses | 2,428,000 | 2,424,000 | 2,415,000 | 2,328,000 |
| Securities available for sale | 93,829,000 | 113,293,000 | 120,833,000 | 123,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,604,000 | 211,521,000 | 219,009,000 | 221,308,000 |
| Interest-bearing deposits | 169,139,000 | 169,089,000 | 168,453,000 | 167,174,000 |
| Noninterest-bearing deposits | 44,465,000 | 42,432,000 | 50,556,000 | 54,134,000 |
| Equity capital | 32,443,000 | 32,813,000 | 34,300,000 | 31,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,667,000 | 5,364,000 | 7,808,000 | 10,544,000 |
| Interest expense | 499,000 | 983,000 | 1,438,000 | 1,839,000 |
| Net interest income | 2,168,000 | 4,381,000 | 6,370,000 | 8,705,000 |
| Noninterest income | 291,000 | 607,000 | 922,000 | 1,214,000 |
| Noninterest expense | 2,085,000 | 4,343,000 | 6,577,000 | 9,224,000 |
| Provision for loan losses | 323,000 | 323,000 | 1,428,000 | 1,428,000 |
| Pretax income | 549,000 | 1,193,000 | 279,000 | 259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,193,000 | 279,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,438,000 | 30,184,000 | 29,371,000 | 29,453,000 |
| Total capital | 31,084,000 | 31,857,000 | 31,032,000 | 31,074,000 |
| Risk-weighted assets | 130,935,000 | 133,058,000 | 132,138,000 | 128,940,000 |