Call reports 2009
BANCCENTRAL, NATIONAL ASSOCIATION — 2009
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 248,859,000 | 250,497,000 | 239,600,000 | 242,697,000 |
| Total loans | 100,556,000 | 102,597,000 | 105,399,000 | 104,056,000 |
| Allowance for loan losses | 1,611,000 | 2,115,000 | 2,112,000 | 2,167,000 |
| Securities available for sale | 115,988,000 | 123,042,000 | 110,749,000 | 112,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,182,000 | 219,302,000 | 207,439,000 | 211,236,000 |
| Interest-bearing deposits | 170,717,000 | 173,284,000 | 165,273,000 | 166,098,000 |
| Noninterest-bearing deposits | 46,465,000 | 46,018,000 | 42,166,000 | 45,138,000 |
| Equity capital | 31,394,000 | 30,755,000 | 31,885,000 | 31,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,207,000 | 6,282,000 | 9,305,000 | 12,098,000 |
| Interest expense | 692,000 | 1,350,000 | 1,967,000 | 2,508,000 |
| Net interest income | 2,515,000 | 4,932,000 | 7,338,000 | 9,590,000 |
| Noninterest income | 319,000 | 610,000 | 952,000 | 1,264,000 |
| Noninterest expense | 1,726,000 | 3,607,000 | 5,649,000 | 8,029,000 |
| Provision for loan losses | 840,000 | 1,340,000 | 1,340,000 | 1,641,000 |
| Pretax income | 638,000 | 991,000 | 1,838,000 | 1,747,000 |
| Income tax | 0 | 0 | -15,000 | -15,000 |
| Net income | 638,000 | 991,000 | 1,853,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,507,000 | 28,462,000 | 29,176,000 | 28,988,000 |
| Total capital | 30,118,000 | 30,121,000 | 30,884,000 | 30,653,000 |
| Risk-weighted assets | 130,092,000 | 132,302,000 | 136,258,000 | 132,678,000 |