Call reports 2008
BANCCENTRAL, NATIONAL ASSOCIATION — 2008
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 251,172,000 | 251,155,000 | 252,752,000 | 253,068,000 |
| Total loans | 122,079,000 | 117,136,000 | 104,548,000 | 106,687,000 |
| Allowance for loan losses | 999,000 | 1,010,000 | 992,000 | 1,025,000 |
| Securities available for sale | 103,112,000 | 99,594,000 | 112,286,000 | 117,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,369,000 | 220,040,000 | 221,764,000 | 221,261,000 |
| Interest-bearing deposits | 175,869,000 | 172,952,000 | 172,714,000 | 169,333,000 |
| Noninterest-bearing deposits | 42,500,000 | 47,088,000 | 49,050,000 | 51,928,000 |
| Equity capital | 32,305,000 | 30,688,000 | 30,592,000 | 31,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,697,000 | 7,444,000 | 10,964,000 | 14,571,000 |
| Interest expense | 1,329,000 | 2,361,000 | 3,301,000 | 4,217,000 |
| Net interest income | 2,368,000 | 5,083,000 | 7,663,000 | 10,354,000 |
| Noninterest income | 395,000 | 774,000 | 1,027,000 | 1,902,000 |
| Noninterest expense | 1,774,000 | 3,595,000 | 5,595,000 | 8,474,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,031,000 | 2,122,000 | 2,958,000 | 3,647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,031,000 | 2,122,000 | 2,958,000 | 3,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,764,000 | 29,256,000 | 29,495,000 | 28,017,000 |
| Total capital | 29,763,000 | 30,266,000 | 30,487,000 | 29,042,000 |
| Risk-weighted assets | 148,770,000 | 141,362,000 | 132,078,000 | 134,869,000 |