Call reports 2007
BANCCENTRAL, NATIONAL ASSOCIATION — 2007
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,198,000 | 217,245,000 | 235,131,000 | 258,463,000 |
| Total loans | 112,292,000 | 112,655,000 | 114,729,000 | 117,711,000 |
| Allowance for loan losses | 1,102,000 | 1,099,000 | 1,030,000 | 1,027,000 |
| Securities available for sale | 72,979,000 | 74,513,000 | 93,590,000 | 99,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,708,000 | 188,902,000 | 204,667,000 | 227,125,000 |
| Interest-bearing deposits | 154,338,000 | 150,296,000 | 165,915,000 | 177,791,000 |
| Noninterest-bearing deposits | 39,370,000 | 38,606,000 | 38,752,000 | 49,334,000 |
| Equity capital | 28,935,000 | 27,861,000 | 29,854,000 | 30,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,331,000 | 6,745,000 | 10,339,000 | 14,104,000 |
| Interest expense | 1,366,000 | 2,781,000 | 4,280,000 | 5,788,000 |
| Net interest income | 1,965,000 | 3,964,000 | 6,059,000 | 8,316,000 |
| Noninterest income | 443,000 | 844,000 | 1,240,000 | 1,677,000 |
| Noninterest expense | 1,577,000 | 3,173,000 | 4,819,000 | 6,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 831,000 | 1,635,000 | 2,487,000 | 3,342,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 831,000 | 1,635,000 | 2,487,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,667,000 | 27,872,000 | 28,227,000 | 28,230,000 |
| Total capital | 28,769,000 | 28,971,000 | 29,257,000 | 29,257,000 |
| Risk-weighted assets | 136,232,000 | 135,516,000 | 139,218,000 | 145,507,000 |