Call reports 2006
BANCCENTRAL, NATIONAL ASSOCIATION — 2006
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,907,000 | 204,439,000 | 205,611,000 | 212,653,000 |
| Total loans | 107,178,000 | 106,475,000 | 106,716,000 | 110,197,000 |
| Allowance for loan losses | 1,087,000 | 1,049,000 | 1,066,000 | 1,060,000 |
| Securities available for sale | 68,456,000 | 69,183,000 | 70,201,000 | 73,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,819,000 | 177,128,000 | 176,329,000 | 183,594,000 |
| Interest-bearing deposits | 146,882,000 | 138,969,000 | 139,145,000 | 140,805,000 |
| Noninterest-bearing deposits | 36,937,000 | 38,159,000 | 37,184,000 | 42,789,000 |
| Equity capital | 27,791,000 | 26,873,000 | 28,703,000 | 28,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 6,378,000 | 9,555,000 | 12,836,000 |
| Interest expense | 1,070,000 | 2,270,000 | 3,531,000 | 4,839,000 |
| Net interest income | 2,022,000 | 4,108,000 | 6,024,000 | 7,997,000 |
| Noninterest income | 462,000 | 851,000 | 1,235,000 | 1,571,000 |
| Noninterest expense | 1,626,000 | 3,179,000 | 4,770,000 | 6,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 864,000 | 1,789,000 | 2,507,000 | 3,181,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 864,000 | 1,789,000 | 2,507,000 | 3,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,097,000 | 27,324,000 | 27,415,000 | 27,433,000 |
| Total capital | 28,184,000 | 28,373,000 | 28,481,000 | 28,493,000 |
| Risk-weighted assets | 130,653,000 | 128,735,000 | 127,825,000 | 130,912,000 |