Call reports 2005
BANCCENTRAL, NATIONAL ASSOCIATION — 2005
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 191,846,000 | 190,147,000 | 190,762,000 | 218,473,000 |
| Total loans | 94,340,000 | 90,266,000 | 92,123,000 | 101,003,000 |
| Allowance for loan losses | 988,000 | 1,008,000 | 1,012,000 | 1,086,000 |
| Securities available for sale | 56,703,000 | 61,389,000 | 64,118,000 | 63,526,000 |
| Securities held to maturity | 7,585,000 | 7,115,000 | 6,886,000 | 6,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,987,000 | 159,740,000 | 161,124,000 | 189,702,000 |
| Interest-bearing deposits | 132,599,000 | 128,907,000 | 129,155,000 | 150,118,000 |
| Noninterest-bearing deposits | 30,388,000 | 30,833,000 | 31,969,000 | 39,584,000 |
| Equity capital | 28,579,000 | 30,101,000 | 29,302,000 | 28,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,243,000 | 7,932,000 | 10,740,000 |
| Interest expense | 598,000 | 1,314,000 | 2,108,000 | 2,960,000 |
| Net interest income | 1,937,000 | 3,929,000 | 5,824,000 | 7,780,000 |
| Noninterest income | 383,000 | 769,000 | 1,160,000 | 1,596,000 |
| Noninterest expense | 1,544,000 | 3,097,000 | 4,664,000 | 6,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 802,000 | 1,638,000 | 2,357,000 | 3,086,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 802,000 | 1,638,000 | 2,357,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,503,000 | 26,940,000 | 27,011,000 | 26,831,000 |
| Total capital | 27,491,000 | 27,948,000 | 28,023,000 | 27,917,000 |
| Risk-weighted assets | 116,742,000 | 113,052,000 | 115,285,000 | 129,299,000 |