Call reports 2002
BANCCENTRAL, NATIONAL ASSOCIATION — 2002
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,420,000 | 167,010,000 | 168,558,000 | 168,161,000 |
| Total loans | 100,628,000 | 100,790,000 | 97,800,000 | 103,196,000 |
| Allowance for loan losses | 1,000,000 | 1,100,000 | 1,225,000 | 1,051,000 |
| Securities available for sale | 19,653,000 | 23,226,000 | 26,979,000 | 26,557,000 |
| Securities held to maturity | 22,018,000 | 21,471,000 | 18,842,000 | 14,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,125,000 | 137,091,000 | 138,267,000 | 137,659,000 |
| Interest-bearing deposits | 116,639,000 | 115,020,000 | 116,408,000 | 116,274,000 |
| Noninterest-bearing deposits | 24,486,000 | 22,071,000 | 21,859,000 | 21,385,000 |
| Equity capital | 28,938,000 | 29,640,000 | 29,951,000 | 30,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,090,000 | 7,600,000 | 10,106,000 |
| Interest expense | 830,000 | 1,572,000 | 2,312,000 | 2,996,000 |
| Net interest income | 1,694,000 | 3,518,000 | 5,288,000 | 7,110,000 |
| Noninterest income | 187,000 | 434,000 | 710,000 | 930,000 |
| Noninterest expense | 1,337,000 | 2,805,000 | 4,196,000 | 5,688,000 |
| Provision for loan losses | 70,000 | 180,000 | 310,000 | 310,000 |
| Pretax income | 474,000 | 967,000 | 1,528,000 | 2,092,000 |
| Income tax | 103,000 | 212,000 | 318,000 | 401,000 |
| Net income | 371,000 | 755,000 | 1,210,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,356,000 | 24,492,000 | 24,649,000 | 24,832,000 |
| Total capital | 25,356,000 | 25,592,000 | 25,874,000 | 25,883,000 |
| Risk-weighted assets | 112,883,000 | 116,688,000 | 112,263,000 | 116,893,000 |