Call reports 2001
BANCCENTRAL, NATIONAL ASSOCIATION — 2001
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,545,000 | 162,023,000 | 170,502,000 | 171,238,000 |
| Total loans | 95,432,000 | 96,387,000 | 97,541,000 | 100,144,000 |
| Allowance for loan losses | 1,002,000 | 1,246,000 | 1,016,000 | 929,000 |
| Securities available for sale | 20,324,000 | 18,783,000 | 20,809,000 | 16,898,000 |
| Securities held to maturity | 23,227,000 | 23,729,000 | 23,206,000 | 22,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,744,000 | 130,904,000 | 138,764,000 | 141,817,000 |
| Interest-bearing deposits | 109,833,000 | 108,929,000 | 111,182,000 | 116,275,000 |
| Noninterest-bearing deposits | 19,911,000 | 21,975,000 | 27,582,000 | 25,542,000 |
| Equity capital | 30,219,000 | 30,598,000 | 31,283,000 | 29,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,861,000 | 8,708,000 | 11,381,000 |
| Interest expense | 1,281,000 | 2,539,000 | 3,703,000 | 4,689,000 |
| Net interest income | 1,646,000 | 3,322,000 | 5,005,000 | 6,692,000 |
| Noninterest income | 165,000 | 349,000 | 599,000 | 847,000 |
| Noninterest expense | 1,275,000 | 2,549,000 | 3,982,000 | 5,411,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 536,000 | 1,122,000 | 1,627,000 | 2,208,000 |
| Income tax | 155,000 | 333,000 | 480,000 | 698,000 |
| Net income | 381,000 | 789,000 | 1,147,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,140,000 | 25,650,000 | 26,109,000 | 24,218,000 |
| Total capital | 26,142,000 | 26,896,000 | 27,125,000 | 25,147,000 |
| Risk-weighted assets | 111,417,000 | 108,807,000 | 110,118,000 | 113,692,000 |