Call reports 2022
NVE BANK — 2022
What NVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 713,569,000 | 687,870,000 | 677,129,000 | 700,384,000 |
| Total loans | 394,110,000 | 392,658,000 | 386,630,000 | 394,275,000 |
| Allowance for loan losses | 1,438,000 | 1,438,000 | 1,438,000 | 1,437,000 |
| Securities available for sale | 112,222,000 | 123,978,000 | 116,390,000 | 126,273,000 |
| Securities held to maturity | 96,360,000 | 112,754,000 | 112,578,000 | 129,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,935,000 | 495,152,000 | 483,992,000 | 500,334,000 |
| Interest-bearing deposits | 362,915,000 | 350,018,000 | 341,453,000 | 361,438,000 |
| Noninterest-bearing deposits | 150,020,000 | 145,134,000 | 142,539,000 | 138,896,000 |
| Equity capital | 114,043,000 | 112,765,000 | 110,547,000 | 114,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,589,000 | 9,472,000 | 14,673,000 | 20,360,000 |
| Interest expense | 621,000 | 1,209,000 | 1,778,000 | 2,623,000 |
| Net interest income | 3,968,000 | 8,263,000 | 12,895,000 | 17,737,000 |
| Noninterest income | 789,000 | 1,141,000 | 1,448,000 | 1,798,000 |
| Noninterest expense | 3,576,000 | 6,997,000 | 10,241,000 | 12,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,181,000 | 2,407,000 | 4,102,000 | 7,408,000 |
| Income tax | 298,000 | 602,000 | 1,059,000 | 1,990,000 |
| Net income | 883,000 | 1,805,000 | 3,043,000 | 5,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,696,000 | 119,621,000 | 120,859,000 | 123,234,000 |
| Total capital | 120,134,000 | 121,059,000 | 122,297,000 | 124,671,000 |
| Risk-weighted assets | 375,166,000 | 382,645,000 | 384,569,000 | 382,079,000 |