Call reports 2021
NVE BANK — 2021
What NVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 721,606,000 | 724,712,000 | 716,034,000 | 715,808,000 |
| Total loans | 424,487,000 | 428,245,000 | 415,440,000 | 402,413,000 |
| Allowance for loan losses | 1,767,000 | 1,767,000 | 1,762,000 | 1,438,000 |
| Securities available for sale | 63,614,000 | 106,987,000 | 116,771,000 | 121,250,000 |
| Securities held to maturity | 45,662,000 | 40,933,000 | 41,642,000 | 38,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,741,000 | 514,472,000 | 512,374,000 | 511,837,000 |
| Interest-bearing deposits | 373,023,000 | 375,860,000 | 368,523,000 | 368,719,000 |
| Noninterest-bearing deposits | 138,718,000 | 138,612,000 | 143,851,000 | 143,118,000 |
| Equity capital | 114,375,000 | 115,414,000 | 116,382,000 | 117,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,874,000 | 9,600,000 | 14,761,000 | 19,373,000 |
| Interest expense | 799,000 | 1,558,000 | 2,276,000 | 2,933,000 |
| Net interest income | 4,075,000 | 8,042,000 | 12,485,000 | 16,440,000 |
| Noninterest income | 367,000 | 734,000 | 1,105,000 | 1,476,000 |
| Noninterest expense | 3,576,000 | 7,166,000 | 9,940,000 | 12,900,000 |
| Provision for loan losses | 0 | 0 | 0 | -323,000 |
| Pretax income | 866,000 | 1,610,000 | 3,650,000 | 5,339,000 |
| Income tax | 215,000 | 390,000 | 950,000 | 1,403,000 |
| Net income | 651,000 | 1,220,000 | 2,700,000 | 3,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,529,000 | 115,097,000 | 116,577,000 | 117,813,000 |
| Total capital | 116,296,000 | 116,864,000 | 118,339,000 | 119,251,000 |
| Risk-weighted assets | 387,949,000 | 394,038,000 | 387,492,000 | 384,286,000 |