Call reports 2019
NVE BANK — 2019
What NVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 652,034,000 | 655,121,000 | 662,026,000 | 674,431,000 |
| Total loans | 496,540,000 | 499,323,000 | 487,044,000 | 476,182,000 |
| Allowance for loan losses | 1,900,000 | 1,780,000 | 1,771,000 | 1,770,000 |
| Securities available for sale | 22,341,000 | 20,582,000 | 17,017,000 | 19,652,000 |
| Securities held to maturity | 70,018,000 | 66,717,000 | 63,246,000 | 59,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,427,000 | 459,467,000 | 464,638,000 | 475,988,000 |
| Interest-bearing deposits | 350,850,000 | 346,243,000 | 353,352,000 | 357,561,000 |
| Noninterest-bearing deposits | 114,577,000 | 113,224,000 | 111,286,000 | 118,427,000 |
| Equity capital | 106,471,000 | 108,034,000 | 109,241,000 | 109,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,201,000 | 12,460,000 | 18,526,000 | 24,490,000 |
| Interest expense | 1,027,000 | 2,122,000 | 3,356,000 | 4,643,000 |
| Net interest income | 5,174,000 | 10,338,000 | 15,170,000 | 19,847,000 |
| Noninterest income | 407,000 | 905,000 | 1,329,000 | 1,780,000 |
| Noninterest expense | 3,743,000 | 7,470,000 | 11,100,000 | 14,879,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 4,000 |
| Pretax income | 1,838,000 | 3,769,000 | 5,395,000 | 6,744,000 |
| Income tax | 520,000 | 1,041,000 | 1,465,000 | 1,824,000 |
| Net income | 1,318,000 | 2,728,000 | 3,930,000 | 4,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,769,000 | 107,179,000 | 108,380,000 | 109,370,000 |
| Total capital | 107,669,000 | 108,959,000 | 110,151,000 | 111,140,000 |
| Risk-weighted assets | 407,707,000 | 411,284,000 | 406,809,000 | 407,143,000 |