Call reports 2018
NVE BANK — 2018
What NVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 661,682,000 | 664,192,000 | 645,275,000 | 662,163,000 |
| Total loans | 495,470,000 | 498,285,000 | 499,791,000 | 508,158,000 |
| Allowance for loan losses | 1,801,000 | 1,804,000 | 1,809,000 | 1,808,000 |
| Securities available for sale | 12,947,000 | 24,635,000 | 23,179,000 | 22,799,000 |
| Securities held to maturity | 97,274,000 | 91,657,000 | 76,469,000 | 73,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,356,000 | 490,493,000 | 469,794,000 | 477,088,000 |
| Interest-bearing deposits | 372,332,000 | 367,537,000 | 352,001,000 | 356,270,000 |
| Noninterest-bearing deposits | 122,024,000 | 122,956,000 | 117,793,000 | 120,818,000 |
| Equity capital | 100,499,000 | 101,868,000 | 103,069,000 | 104,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,746,000 | 11,570,000 | 17,371,000 | 23,380,000 |
| Interest expense | 732,000 | 1,486,000 | 2,297,000 | 3,229,000 |
| Net interest income | 5,014,000 | 10,084,000 | 15,074,000 | 20,151,000 |
| Noninterest income | 1,033,000 | 1,448,000 | 1,914,000 | 2,355,000 |
| Noninterest expense | 3,713,000 | 7,433,000 | 11,093,000 | 14,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,334,000 | 4,099,000 | 5,956,000 | 7,883,000 |
| Income tax | 607,000 | 1,053,000 | 1,596,000 | 2,135,000 |
| Net income | 1,727,000 | 3,046,000 | 4,360,000 | 5,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,399,000 | 101,749,000 | 103,064,000 | 104,451,000 |
| Total capital | 102,200,000 | 103,553,000 | 104,873,000 | 106,259,000 |
| Risk-weighted assets | 408,572,000 | 411,600,000 | 408,922,000 | 418,560,000 |