Call reports 2017
NVE BANK — 2017
What NVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 674,655,000 | 680,695,000 | 670,378,000 | 675,339,000 |
| Total loans | 474,041,000 | 487,657,000 | 488,157,000 | 496,763,000 |
| Allowance for loan losses | 1,868,000 | 1,871,000 | 1,799,000 | 1,801,000 |
| Securities available for sale | 5,892,000 | 15,109,000 | 14,442,000 | 13,675,000 |
| Securities held to maturity | 117,629,000 | 113,795,000 | 107,567,000 | 101,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,951,000 | 519,200,000 | 504,436,000 | 509,627,000 |
| Interest-bearing deposits | 410,075,000 | 407,537,000 | 393,369,000 | 393,440,000 |
| Noninterest-bearing deposits | 110,876,000 | 111,663,000 | 111,067,000 | 116,187,000 |
| Equity capital | 97,436,000 | 98,533,000 | 99,597,000 | 98,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,240,000 | 17,067,000 | 22,789,000 |
| Interest expense | 744,000 | 1,494,000 | 2,256,000 | 3,008,000 |
| Net interest income | 4,807,000 | 9,746,000 | 14,811,000 | 19,781,000 |
| Noninterest income | 729,000 | 1,165,000 | 1,599,000 | 2,139,000 |
| Noninterest expense | 3,754,000 | 7,499,000 | 11,365,000 | 15,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,782,000 | 3,412,000 | 5,045,000 | 6,713,000 |
| Income tax | 522,000 | 1,107,000 | 1,696,000 | 3,894,000 |
| Net income | 1,260,000 | 2,305,000 | 3,349,000 | 2,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,180,000 | 98,224,000 | 99,268,000 | 98,705,000 |
| Total capital | 99,048,000 | 100,095,000 | 101,067,000 | 100,506,000 |
| Risk-weighted assets | 422,541,000 | 432,779,000 | 431,203,000 | 415,929,000 |