Call reports 2015
NVE BANK — 2015
What NVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 666,944,000 | 664,670,000 | 661,042,000 | 676,371,000 |
| Total loans | 448,997,000 | 454,286,000 | 449,824,000 | 446,948,000 |
| Allowance for loan losses | 2,023,000 | 2,036,000 | 2,083,000 | 2,076,000 |
| Securities available for sale | 7,448,000 | 6,977,000 | 6,591,000 | 6,093,000 |
| Securities held to maturity | 111,483,000 | 122,415,000 | 122,993,000 | 129,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,052,000 | 529,271,000 | 524,268,000 | 534,971,000 |
| Interest-bearing deposits | 435,107,000 | 431,010,000 | 426,136,000 | 434,766,000 |
| Noninterest-bearing deposits | 100,945,000 | 98,261,000 | 98,132,000 | 100,205,000 |
| Equity capital | 89,890,000 | 90,650,000 | 91,419,000 | 92,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,525,000 | 11,200,000 | 16,889,000 | 22,375,000 |
| Interest expense | 896,000 | 1,790,000 | 2,686,000 | 3,591,000 |
| Net interest income | 4,629,000 | 9,410,000 | 14,203,000 | 18,784,000 |
| Noninterest income | 423,000 | 868,000 | 1,415,000 | 2,394,000 |
| Noninterest expense | 3,915,000 | 7,895,000 | 12,119,000 | 15,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,137,000 | 2,383,000 | 3,499,000 | 5,331,000 |
| Income tax | 388,000 | 816,000 | 1,188,000 | 1,647,000 |
| Net income | 749,000 | 1,567,000 | 2,311,000 | 3,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,687,000 | 90,495,000 | 91,240,000 | 92,612,000 |
| Total capital | 91,710,000 | 92,531,000 | 93,323,000 | 94,688,000 |
| Risk-weighted assets | 407,080,000 | 409,736,000 | 406,505,000 | 405,651,000 |