Call reports 2012
NVE BANK — 2012
What NVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 693,744,000 | 689,034,000 | 694,467,000 | 705,257,000 |
| Total loans | 401,745,000 | 408,830,000 | 412,073,000 | 428,230,000 |
| Allowance for loan losses | 2,308,000 | 2,303,000 | 2,086,000 | 2,079,000 |
| Securities available for sale | 12,829,000 | 11,740,000 | 10,388,000 | 9,247,000 |
| Securities held to maturity | 172,848,000 | 159,735,000 | 154,367,000 | 141,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,175,000 | 554,394,000 | 558,601,000 | 569,568,000 |
| Interest-bearing deposits | 479,265,000 | 470,270,000 | 472,193,000 | 478,245,000 |
| Noninterest-bearing deposits | 79,910,000 | 84,124,000 | 86,408,000 | 91,323,000 |
| Equity capital | 79,906,000 | 80,447,000 | 81,127,000 | 81,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,278,000 | 12,785,000 | 19,460,000 | 25,538,000 |
| Interest expense | 1,758,000 | 3,421,000 | 4,967,000 | 6,448,000 |
| Net interest income | 4,520,000 | 9,364,000 | 14,493,000 | 19,090,000 |
| Noninterest income | 474,000 | 960,000 | 1,450,000 | 1,817,000 |
| Noninterest expense | 4,258,000 | 8,819,000 | 13,355,000 | 17,796,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 154,000 |
| Pretax income | 736,000 | 1,505,000 | 2,550,000 | 2,957,000 |
| Income tax | 202,000 | 464,000 | 844,000 | 987,000 |
| Net income | 534,000 | 1,041,000 | 1,706,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,818,000 | 78,171,000 | 78,736,000 | 78,512,000 |
| Total capital | 79,128,000 | 80,475,000 | 80,823,000 | 80,592,000 |
| Risk-weighted assets | 392,397,000 | 390,126,000 | 392,385,000 | 400,557,000 |