Call reports 2011
NVE BANK — 2011
What NVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 676,533,000 | 672,719,000 | 679,786,000 | 684,222,000 |
| Total loans | 325,946,000 | 349,396,000 | 367,966,000 | 393,957,000 |
| Allowance for loan losses | 4,550,000 | 4,658,000 | 2,826,000 | 2,498,000 |
| Securities available for sale | 37,694,000 | 27,716,000 | 15,519,000 | 14,072,000 |
| Securities held to maturity | 216,647,000 | 205,428,000 | 200,857,000 | 185,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,705,000 | 538,737,000 | 543,049,000 | 548,643,000 |
| Interest-bearing deposits | 469,849,000 | 466,340,000 | 470,896,000 | 471,327,000 |
| Noninterest-bearing deposits | 71,856,000 | 72,397,000 | 72,153,000 | 77,316,000 |
| Equity capital | 78,977,000 | 79,364,000 | 79,801,000 | 79,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 12,605,000 | 18,899,000 | 25,107,000 |
| Interest expense | 1,995,000 | 3,940,000 | 5,861,000 | 7,709,000 |
| Net interest income | 4,482,000 | 8,665,000 | 13,038,000 | 17,398,000 |
| Noninterest income | 508,000 | 1,038,000 | 1,549,000 | 2,008,000 |
| Noninterest expense | 4,110,000 | 8,266,000 | 12,883,000 | 17,575,000 |
| Provision for loan losses | 477,000 | 781,000 | 893,000 | 639,000 |
| Pretax income | 493,000 | 746,000 | 1,459,000 | 1,840,000 |
| Income tax | 124,000 | 165,000 | 372,000 | 525,000 |
| Net income | 369,000 | 581,000 | 1,087,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,030,000 | 76,354,000 | 76,827,000 | 76,272,000 |
| Total capital | 82,181,000 | 80,575,000 | 79,653,000 | 78,770,000 |
| Risk-weighted assets | 331,688,000 | 337,249,000 | 349,287,000 | 385,326,000 |