Call reports 2002
NVE BANK — 2002
What NVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 562,476,000 | 569,334,000 | 578,185,000 | 577,585,000 |
| Total loans | 320,375,000 | 318,282,000 | 312,498,000 | 295,707,000 |
| Allowance for loan losses | 2,440,000 | 2,585,000 | 2,735,000 | 2,746,000 |
| Securities available for sale | 83,723,000 | 89,579,000 | 89,450,000 | 78,003,000 |
| Securities held to maturity | 89,480,000 | 86,124,000 | 99,585,000 | 105,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,402,000 | 497,975,000 | 505,199,000 | 503,903,000 |
| Interest-bearing deposits | 448,496,000 | 452,111,000 | 454,193,000 | 454,957,000 |
| Noninterest-bearing deposits | 44,906,000 | 45,864,000 | 51,006,000 | 48,946,000 |
| Equity capital | 57,777,000 | 59,795,000 | 60,975,000 | 62,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,632,000 | 15,459,000 | 23,115,000 | 30,562,000 |
| Interest expense | 2,992,000 | 5,818,000 | 8,709,000 | 11,398,000 |
| Net interest income | 4,640,000 | 9,641,000 | 14,406,000 | 19,164,000 |
| Noninterest income | 486,000 | 1,015,000 | 1,542,000 | 2,049,000 |
| Noninterest expense | 2,945,000 | 5,923,000 | 8,988,000 | 12,610,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 467,000 |
| Pretax income | 2,031,000 | 4,433,000 | 6,510,000 | 8,136,000 |
| Income tax | 650,000 | 1,420,000 | 2,321,000 | 2,565,000 |
| Net income | 1,381,000 | 3,013,000 | 4,189,000 | 5,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,584,000 | 57,217,000 | 58,392,000 | 59,774,000 |
| Total capital | 59,393,000 | 61,124,000 | 62,332,000 | 63,794,000 |
| Risk-weighted assets | 268,885,000 | 271,515,000 | 274,522,000 | 271,712,000 |