Call reports 2001
NVE BANK — 2001
What NVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 534,807,000 | 541,203,000 | 553,216,000 | 551,278,000 |
| Total loans | 291,126,000 | 299,494,000 | 313,054,000 | 297,127,000 |
| Allowance for loan losses | 1,901,000 | 2,051,000 | 2,201,000 | 2,341,000 |
| Securities available for sale | 91,320,000 | 83,844,000 | 76,664,000 | 80,968,000 |
| Securities held to maturity | 98,424,000 | 108,329,000 | 95,724,000 | 95,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,621,000 | 475,944,000 | 486,273,000 | 483,417,000 |
| Interest-bearing deposits | 435,643,000 | 440,392,000 | 448,423,000 | 442,302,000 |
| Noninterest-bearing deposits | 34,978,000 | 35,552,000 | 37,850,000 | 41,115,000 |
| Equity capital | 53,464,000 | 54,284,000 | 55,560,000 | 56,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,602,000 | 17,043,000 | 25,572,000 | 33,523,000 |
| Interest expense | 5,251,000 | 10,193,000 | 14,796,000 | 18,461,000 |
| Net interest income | 3,351,000 | 6,850,000 | 10,776,000 | 15,062,000 |
| Noninterest income | 436,000 | 863,000 | 1,324,000 | 1,895,000 |
| Noninterest expense | 2,774,000 | 5,547,000 | 8,326,000 | 11,142,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 863,000 | 1,866,000 | 3,324,000 | 5,215,000 |
| Income tax | 235,000 | 523,000 | 961,000 | 1,551,000 |
| Net income | 628,000 | 1,343,000 | 2,363,000 | 3,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,168,000 | 51,883,000 | 52,902,000 | 54,204,000 |
| Total capital | 54,468,000 | 55,415,000 | 56,507,000 | 57,958,000 |
| Risk-weighted assets | 245,493,000 | 252,891,000 | 260,067,000 | 256,127,000 |