Call reports 2022
PIEDMONT BANK, THE — 2022
What PIEDMONT BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,807,276,000 | 1,801,010,000 | 1,825,163,000 | 1,872,528,000 |
| Total loans | 1,223,418,000 | 1,303,851,000 | 1,377,873,000 | 1,449,905,000 |
| Allowance for loan losses | 11,860,000 | 12,517,000 | 13,401,000 | 13,951,000 |
| Securities available for sale | 103,018,000 | 94,449,000 | 89,663,000 | 89,408,000 |
| Securities held to maturity | 57,083,000 | 55,711,000 | 54,443,000 | 53,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,608,020,000 | 1,603,421,000 | 1,622,687,000 | 1,658,005,000 |
| Interest-bearing deposits | 1,109,649,000 | 1,084,516,000 | 1,084,316,000 | 1,132,479,000 |
| Noninterest-bearing deposits | 498,371,000 | 518,905,000 | 538,371,000 | 525,526,000 |
| Equity capital | 177,991,000 | 178,490,000 | 182,569,000 | 189,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,507,000 | 33,452,000 | 53,911,000 | 77,697,000 |
| Interest expense | 960,000 | 1,914,000 | 3,475,000 | 6,166,000 |
| Net interest income | 14,547,000 | 31,538,000 | 50,436,000 | 71,531,000 |
| Noninterest income | 1,720,000 | 2,814,000 | 3,563,000 | 4,329,000 |
| Noninterest expense | 9,161,000 | 18,520,000 | 27,541,000 | 37,458,000 |
| Provision for loan losses | 679,000 | 1,335,000 | 2,265,000 | 2,815,000 |
| Pretax income | 6,430,000 | 14,500,000 | 24,196,000 | 35,590,000 |
| Income tax | 1,580,000 | 3,445,000 | 5,665,000 | 8,348,000 |
| Net income | 4,850,000 | 11,055,000 | 18,531,000 | 27,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,942,000 | 173,018,000 | 179,776,000 | 185,683,000 |
| Total capital | 178,802,000 | 185,535,000 | 193,177,000 | 199,634,000 |
| Risk-weighted assets | 1,369,415,000 | 1,446,815,000 | 1,558,669,000 | 1,576,469,000 |