Call reports 2021
PIEDMONT BANK, THE — 2021
What PIEDMONT BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,621,581,000 | 1,654,256,000 | 1,687,376,000 | 1,787,986,000 |
| Total loans | 1,155,375,000 | 1,157,181,000 | 1,130,848,000 | 1,156,630,000 |
| Allowance for loan losses | 10,465,000 | 10,953,000 | 11,132,000 | 11,180,000 |
| Securities available for sale | 77,513,000 | 118,136,000 | 111,772,000 | 112,411,000 |
| Securities held to maturity | 0 | 40,239,000 | 59,737,000 | 58,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,426,805,000 | 1,465,772,000 | 1,493,119,000 | 1,589,376,000 |
| Interest-bearing deposits | 970,713,000 | 978,403,000 | 973,481,000 | 1,045,258,000 |
| Noninterest-bearing deposits | 456,092,000 | 487,369,000 | 519,639,000 | 544,118,000 |
| Equity capital | 165,963,000 | 170,620,000 | 176,356,000 | 180,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,362,000 | 30,819,000 | 46,332,000 | 61,760,000 |
| Interest expense | 1,443,000 | 2,769,000 | 3,942,000 | 4,941,000 |
| Net interest income | 13,919,000 | 28,050,000 | 42,390,000 | 56,819,000 |
| Noninterest income | 1,209,000 | 2,404,000 | 3,613,000 | 5,193,000 |
| Noninterest expense | 8,082,000 | 16,805,000 | 25,140,000 | 34,498,000 |
| Provision for loan losses | 400,000 | 886,000 | 1,054,000 | 1,054,000 |
| Pretax income | 6,646,000 | 12,763,000 | 19,809,000 | 26,460,000 |
| Income tax | 1,659,000 | 3,187,000 | 4,921,000 | 6,545,000 |
| Net income | 4,987,000 | 9,576,000 | 14,888,000 | 19,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,367,000 | 150,037,000 | 156,837,000 | 162,210,000 |
| Total capital | 161,832,000 | 160,990,000 | 167,969,000 | 173,391,000 |
| Risk-weighted assets | 1,033,042,000 | 1,199,134,000 | 1,219,854,000 | 1,268,844,000 |