Call reports 2019
PIEDMONT BANK, THE — 2019
What PIEDMONT BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,011,445,000 | 1,016,727,000 | 1,028,552,000 | 1,045,244,000 |
| Total loans | 803,299,000 | 813,904,000 | 823,383,000 | 836,018,000 |
| Allowance for loan losses | 7,196,000 | 7,325,000 | 7,411,000 | 7,524,000 |
| Securities available for sale | 53,369,000 | 51,927,000 | 50,651,000 | 56,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,087,000 | 878,757,000 | 885,385,000 | 898,013,000 |
| Interest-bearing deposits | 706,260,000 | 689,574,000 | 677,971,000 | 671,349,000 |
| Noninterest-bearing deposits | 182,827,000 | 189,183,000 | 207,413,000 | 226,664,000 |
| Equity capital | 107,872,000 | 112,440,000 | 116,644,000 | 121,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,074,000 | 26,247,000 | 39,665,000 | 52,933,000 |
| Interest expense | 2,718,000 | 5,518,000 | 8,381,000 | 11,106,000 |
| Net interest income | 10,356,000 | 20,729,000 | 31,284,000 | 41,827,000 |
| Noninterest income | 629,000 | 1,133,000 | 1,783,000 | 2,397,000 |
| Noninterest expense | 5,559,000 | 11,290,000 | 16,943,000 | 22,570,000 |
| Provision for loan losses | 363,000 | 490,000 | 588,000 | 699,000 |
| Pretax income | 5,063,000 | 10,082,000 | 15,537,000 | 20,960,000 |
| Income tax | 1,240,000 | 2,439,000 | 3,756,000 | 4,793,000 |
| Net income | 3,823,000 | 7,643,000 | 11,781,000 | 16,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,720,000 | 101,636,000 | 105,859,000 | 110,303,000 |
| Total capital | 104,916,000 | 108,961,000 | 113,270,000 | 117,827,000 |
| Risk-weighted assets | 873,520,000 | 887,820,000 | 897,425,000 | 891,193,000 |