Call reports 2018
PIEDMONT BANK, THE — 2018
What PIEDMONT BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 851,570,000 | 877,515,000 | 934,400,000 | 980,609,000 |
| Total loans | 708,711,000 | 714,436,000 | 764,278,000 | 784,406,000 |
| Allowance for loan losses | 5,924,000 | 6,100,000 | 6,430,000 | 6,831,000 |
| Securities available for sale | 54,932,000 | 53,041,000 | 54,405,000 | 54,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,576,000 | 751,887,000 | 812,310,000 | 863,695,000 |
| Interest-bearing deposits | 568,669,000 | 603,968,000 | 664,011,000 | 680,637,000 |
| Noninterest-bearing deposits | 148,907,000 | 147,919,000 | 148,299,000 | 183,058,000 |
| Equity capital | 93,769,000 | 96,801,000 | 99,933,000 | 103,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,475,000 | 21,720,000 | 33,644,000 | 46,200,000 |
| Interest expense | 1,583,000 | 3,491,000 | 5,799,000 | 8,510,000 |
| Net interest income | 8,892,000 | 18,229,000 | 27,845,000 | 37,690,000 |
| Noninterest income | 392,000 | 886,000 | 1,649,000 | 2,418,000 |
| Noninterest expense | 5,137,000 | 10,621,000 | 16,182,000 | 21,930,000 |
| Provision for loan losses | 260,000 | 437,000 | 765,000 | 1,165,000 |
| Pretax income | 3,887,000 | 8,058,000 | 12,548,000 | 17,014,000 |
| Income tax | 969,000 | 2,017,000 | 3,138,000 | 4,260,000 |
| Net income | 2,918,000 | 6,041,000 | 9,410,000 | 12,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,515,000 | 86,310,000 | 90,369,000 | 94,285,000 |
| Total capital | 90,438,000 | 92,411,000 | 96,799,000 | 101,117,000 |
| Risk-weighted assets | 785,222,000 | 785,244,000 | 844,914,000 | 862,638,000 |