Call reports 2017
PIEDMONT BANK, THE — 2017
What PIEDMONT BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 566,957,000 | 597,674,000 | 795,393,000 | 819,909,000 |
| Total loans | 482,172,000 | 513,947,000 | 650,012,000 | 681,541,000 |
| Allowance for loan losses | 4,967,000 | 5,294,000 | 5,376,000 | 5,664,000 |
| Securities available for sale | 19,937,000 | 19,337,000 | 59,010,000 | 58,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,744,000 | 502,023,000 | 674,509,000 | 693,902,000 |
| Interest-bearing deposits | 385,339,000 | 413,506,000 | 533,302,000 | 542,828,000 |
| Noninterest-bearing deposits | 87,406,000 | 88,517,000 | 141,207,000 | 151,073,000 |
| Equity capital | 63,830,000 | 65,220,000 | 90,383,000 | 91,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,530,000 | 13,581,000 | 21,491,000 | 31,431,000 |
| Interest expense | 887,000 | 1,852,000 | 2,976,000 | 4,331,000 |
| Net interest income | 5,643,000 | 11,729,000 | 18,515,000 | 27,100,000 |
| Noninterest income | 878,000 | 1,230,000 | 1,737,000 | 2,078,000 |
| Noninterest expense | 3,535,000 | 6,883,000 | 10,645,000 | 15,679,000 |
| Provision for loan losses | 151,000 | 477,000 | 667,000 | 952,000 |
| Pretax income | 2,835,000 | 5,599,000 | 8,940,000 | 12,547,000 |
| Income tax | 1,115,000 | 2,207,000 | 3,515,000 | 6,009,000 |
| Net income | 1,720,000 | 3,392,000 | 5,425,000 | 6,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,927,000 | 56,394,000 | 78,949,000 | 80,974,000 |
| Total capital | 58,894,000 | 61,688,000 | 84,325,000 | 86,638,000 |
| Risk-weighted assets | 510,600,000 | 551,675,000 | 713,968,000 | 741,855,000 |