Call reports 2009
PIEDMONT BANK, THE — 2009
What PIEDMONT BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 158,018,000 | 188,104,000 | 236,666,000 | 270,777,000 |
| Total loans | 130,692,000 | 132,521,000 | 184,437,000 | 217,260,000 |
| Allowance for loan losses | 2,203,000 | 0 | 718,000 | 1,042,000 |
| Securities available for sale | 11,261,000 | 11,028,000 | 10,820,000 | 14,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,728,000 | 151,685,000 | 203,923,000 | 224,552,000 |
| Interest-bearing deposits | 133,949,000 | 146,406,000 | 193,169,000 | 210,743,000 |
| Noninterest-bearing deposits | 4,779,000 | 5,279,000 | 10,754,000 | 13,809,000 |
| Equity capital | 13,819,000 | 29,872,000 | 31,337,000 | 34,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 0 | 2,162,000 | 5,661,000 |
| Interest expense | 1,209,000 | 0 | 1,314,000 | 2,619,000 |
| Net interest income | 485,000 | 0 | 848,000 | 3,042,000 |
| Noninterest income | 7,000 | 0 | 4,000 | 110,000 |
| Noninterest expense | 1,077,000 | 0 | 1,457,000 | 3,779,000 |
| Provision for loan losses | 150,000 | 0 | 718,000 | 1,042,000 |
| Pretax income | -735,000 | 0 | -1,323,000 | -1,669,000 |
| Income tax | 0 | 0 | 0 | -1,394,000 |
| Net income | -735,000 | 0 | -1,323,000 | -275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,604,000 | 25,894,000 | 28,409,000 | 24,317,000 |
| Total capital | 15,416,000 | 25,894,000 | 29,127,000 | 25,359,000 |
| Risk-weighted assets | 143,791,000 | 156,034,000 | 205,553,000 | 235,651,000 |