Call reports 2006
PIEDMONT BANK, THE — 2006
What PIEDMONT BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 24,842,000 |
| Total loans | 5,080,000 |
| Allowance for loan losses | 51,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,629,000 |
| Interest-bearing deposits | 1,077,000 |
| Noninterest-bearing deposits | 552,000 |
| Equity capital | 23,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 214,000 |
| Interest expense | 5,000 |
| Net interest income | 209,000 |
| Noninterest income | 104,000 |
| Noninterest expense | 1,309,000 |
| Provision for loan losses | 51,000 |
| Pretax income | -1,047,000 |
| Income tax | 0 |
| Net income | -1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 23,152,000 |
| Total capital | 23,203,000 |
| Risk-weighted assets | 9,342,000 |