Call reports 2026
MILFORD FEDERAL BANK — 2026
What MILFORD FEDERAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 545,467,000 | 545,081,000 |
| Total loans | 464,285,000 | 466,073,000 |
| Allowance for loan losses | 2,123,000 | 2,129,000 |
| Securities available for sale | 21,904,000 | 22,132,000 |
| Securities held to maturity | 27,000 | 25,000 |
| Trading assets | 0 | 0 |
| Total deposits | 445,394,000 | 451,529,000 |
| Interest-bearing deposits | 407,534,000 | 411,523,000 |
| Noninterest-bearing deposits | 37,860,000 | 40,006,000 |
| Equity capital | 59,030,000 | 59,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,877,000 | 11,889,000 |
| Interest expense | 2,559,000 | 5,120,000 |
| Net interest income | 3,318,000 | 6,769,000 |
| Noninterest income | 464,000 | 930,000 |
| Noninterest expense | 3,267,000 | 6,528,000 |
| Provision for loan losses | 17,000 | 26,000 |
| Pretax income | 503,000 | 1,150,000 |
| Income tax | 110,000 | 259,000 |
| Net income | 393,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,245,000 | 60,741,000 |