Call reports 2025
PLANTERS BANK & TRUST COMPANY — 2025
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,085,339,000 | 2,136,719,000 | 2,071,279,000 | 2,064,227,000 |
| Total loans | 1,276,572,000 | 1,274,641,000 | 1,288,984,000 | 1,279,849,000 |
| Allowance for loan losses | 12,632,000 | 12,946,000 | 13,251,000 | 13,878,000 |
| Securities available for sale | 564,557,000 | 579,762,000 | 574,577,000 | 550,037,000 |
| Securities held to maturity | 18,677,000 | 18,303,000 | 17,986,000 | 16,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,776,740,000 | 1,820,663,000 | 1,783,750,000 | 1,757,489,000 |
| Interest-bearing deposits | 1,381,945,000 | 1,447,902,000 | 1,411,198,000 | 1,347,986,000 |
| Noninterest-bearing deposits | 394,795,000 | 372,761,000 | 372,552,000 | 409,503,000 |
| Equity capital | 203,981,000 | 212,433,000 | 220,701,000 | 227,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,525,000 | 50,352,000 | 76,386,000 | 102,067,000 |
| Interest expense | 11,818,000 | 23,811,000 | 35,716,000 | 46,223,000 |
| Net interest income | 12,707,000 | 26,541,000 | 40,670,000 | 55,844,000 |
| Noninterest income | 3,711,000 | 7,203,000 | 10,705,000 | 14,152,000 |
| Noninterest expense | 11,142,000 | 21,832,000 | 33,138,000 | 45,765,000 |
| Provision for loan losses | 457,000 | 857,000 | 1,321,000 | 2,027,000 |
| Pretax income | 5,212,000 | 11,535,000 | 17,483,000 | 22,832,000 |
| Income tax | 1,177,000 | 2,617,000 | 4,100,000 | 5,348,000 |
| Net income | 4,035,000 | 8,918,000 | 13,383,000 | 17,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,760,000 | 212,836,000 | 217,025,000 | 221,362,000 |
| Total capital | 220,945,000 | 226,249,000 | 230,673,000 | 235,591,000 |
| Risk-weighted assets | 1,467,906,000 | 1,461,257,000 | 1,458,207,000 | 1,452,991,000 |