Call reports 2016
PLANTERS BANK & TRUST COMPANY — 2016
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,054,084,000 | 1,031,767,000 | 1,026,581,000 | 1,033,732,000 |
| Total loans | 550,618,000 | 571,741,000 | 585,543,000 | 566,787,000 |
| Allowance for loan losses | 5,434,000 | 4,967,000 | 4,414,000 | 4,790,000 |
| Securities available for sale | 352,386,000 | 351,549,000 | 321,851,000 | 331,338,000 |
| Securities held to maturity | 10,050,000 | 9,803,000 | 9,780,000 | 9,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,173,000 | 899,274,000 | 891,900,000 | 919,984,000 |
| Interest-bearing deposits | 855,484,000 | 866,602,000 | 860,022,000 | 884,138,000 |
| Noninterest-bearing deposits | 85,689,000 | 32,672,000 | 31,878,000 | 35,846,000 |
| Equity capital | 99,749,000 | 103,481,000 | 105,973,000 | 98,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,499,000 | 17,969,000 | 27,768,000 | 37,016,000 |
| Interest expense | 1,003,000 | 2,062,000 | 3,181,000 | 4,206,000 |
| Net interest income | 7,496,000 | 15,907,000 | 24,587,000 | 32,810,000 |
| Noninterest income | 1,977,000 | 4,504,000 | 6,864,000 | 9,099,000 |
| Noninterest expense | 5,873,000 | 12,493,000 | 18,951,000 | 25,796,000 |
| Provision for loan losses | 349,000 | 1,000,000 | 1,856,000 | 2,016,000 |
| Pretax income | 3,379,000 | 7,140,000 | 10,985,000 | 14,431,000 |
| Income tax | 776,000 | 1,725,000 | 2,759,000 | 3,593,000 |
| Net income | 2,603,000 | 5,415,000 | 8,226,000 | 10,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,336,000 | 92,918,000 | 95,744,000 | 90,823,000 |
| Total capital | 95,770,000 | 97,885,000 | 100,158,000 | 95,613,000 |
| Risk-weighted assets | 633,107,000 | 639,674,000 | 654,833,000 | 641,975,000 |