Call reports 2013
PLANTERS BANK & TRUST COMPANY — 2013
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 765,419,000 | 749,013,000 | 745,741,000 | 756,673,000 |
| Total loans | 353,427,000 | 373,836,000 | 373,875,000 | 368,495,000 |
| Allowance for loan losses | 6,616,000 | 6,857,000 | 6,548,000 | 6,506,000 |
| Securities available for sale | 329,780,000 | 313,738,000 | 305,680,000 | 331,608,000 |
| Securities held to maturity | 3,382,000 | 3,141,000 | 3,641,000 | 5,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,550,000 | 678,932,000 | 670,456,000 | 684,114,000 |
| Interest-bearing deposits | 540,609,000 | 533,673,000 | 519,209,000 | 528,015,000 |
| Noninterest-bearing deposits | 154,941,000 | 145,259,000 | 151,247,000 | 156,099,000 |
| Equity capital | 64,601,000 | 64,625,000 | 64,994,000 | 60,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 13,176,000 | 19,880,000 | 26,557,000 |
| Interest expense | 993,000 | 1,967,000 | 2,977,000 | 3,871,000 |
| Net interest income | 5,484,000 | 11,209,000 | 16,903,000 | 22,686,000 |
| Noninterest income | 1,593,000 | 3,397,000 | 4,981,000 | 6,580,000 |
| Noninterest expense | 4,084,000 | 7,807,000 | 11,912,000 | 16,576,000 |
| Provision for loan losses | 129,000 | 399,000 | 603,000 | 767,000 |
| Pretax income | 2,866,000 | 6,489,000 | 9,461,000 | 12,013,000 |
| Income tax | 832,000 | 1,838,000 | 2,692,000 | 3,416,000 |
| Net income | 2,034,000 | 4,651,000 | 6,769,000 | 8,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,751,000 | 62,374,000 | 64,500,000 | 60,834,000 |
| Total capital | 64,990,000 | 67,775,000 | 69,909,000 | 66,220,000 |
| Risk-weighted assets | 417,773,000 | 430,590,000 | 431,602,000 | 429,757,000 |