Call reports 2012
PLANTERS BANK & TRUST COMPANY — 2012
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 702,296,000 | 696,916,000 | 707,557,000 | 723,441,000 |
| Total loans | 353,462,000 | 384,652,000 | 372,615,000 | 373,387,000 |
| Allowance for loan losses | 6,053,000 | 6,316,000 | 6,425,000 | 6,528,000 |
| Securities available for sale | 266,331,000 | 256,851,000 | 262,643,000 | 283,741,000 |
| Securities held to maturity | 3,630,000 | 3,429,000 | 3,429,000 | 3,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,287,000 | 615,534,000 | 634,302,000 | 655,309,000 |
| Interest-bearing deposits | 502,777,000 | 497,094,000 | 502,568,000 | 511,910,000 |
| Noninterest-bearing deposits | 132,510,000 | 118,440,000 | 131,734,000 | 143,399,000 |
| Equity capital | 61,406,000 | 64,546,000 | 67,161,000 | 62,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,813,000 | 13,833,000 | 20,911,000 | 27,739,000 |
| Interest expense | 1,177,000 | 2,317,000 | 3,506,000 | 4,548,000 |
| Net interest income | 5,636,000 | 11,516,000 | 17,405,000 | 23,191,000 |
| Noninterest income | 1,366,000 | 2,713,000 | 4,198,000 | 5,832,000 |
| Noninterest expense | 3,863,000 | 7,880,000 | 11,638,000 | 16,263,000 |
| Provision for loan losses | 233,000 | 531,000 | 750,000 | 894,000 |
| Pretax income | 2,943,000 | 5,877,000 | 9,295,000 | 11,948,000 |
| Income tax | 822,000 | 1,705,000 | 2,701,000 | 3,377,000 |
| Net income | 2,121,000 | 4,172,000 | 6,594,000 | 8,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,742,000 | 58,799,000 | 61,227,000 | 57,711,000 |
| Total capital | 61,803,000 | 64,208,000 | 66,520,000 | 63,081,000 |
| Risk-weighted assets | 403,909,000 | 431,815,000 | 422,328,000 | 428,472,000 |