Call reports 2009
PLANTERS BANK & TRUST COMPANY — 2009
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 559,636,000 | 561,763,000 | 575,031,000 | 568,237,000 |
| Total loans | 317,456,000 | 338,546,000 | 355,617,000 | 345,888,000 |
| Allowance for loan losses | 5,328,000 | 5,430,000 | 5,356,000 | 5,361,000 |
| Securities available for sale | 168,096,000 | 174,048,000 | 171,765,000 | 166,343,000 |
| Securities held to maturity | 6,079,000 | 5,060,000 | 5,060,000 | 6,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,958,000 | 497,933,000 | 498,210,000 | 511,094,000 |
| Interest-bearing deposits | 419,379,000 | 416,827,000 | 412,127,000 | 406,728,000 |
| Noninterest-bearing deposits | 86,579,000 | 81,106,000 | 86,083,000 | 104,366,000 |
| Equity capital | 49,512,000 | 51,463,000 | 53,892,000 | 51,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,961,000 | 14,087,000 | 21,335,000 | 28,433,000 |
| Interest expense | 2,040,000 | 4,030,000 | 6,082,000 | 7,814,000 |
| Net interest income | 4,921,000 | 10,057,000 | 15,253,000 | 20,619,000 |
| Noninterest income | 1,181,000 | 2,488,000 | 3,921,000 | 5,444,000 |
| Noninterest expense | 3,867,000 | 7,616,000 | 13,455,000 | 17,921,000 |
| Provision for loan losses | 222,000 | 544,000 | 599,000 | 815,000 |
| Pretax income | 1,994,000 | 4,304,000 | 5,064,000 | 7,412,000 |
| Income tax | 564,000 | 1,218,000 | 1,433,000 | 1,825,000 |
| Net income | 1,430,000 | 3,086,000 | 3,631,000 | 5,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,291,000 | 49,954,000 | 50,505,000 | 48,687,000 |
| Total capital | 52,714,000 | 54,608,000 | 55,359,000 | 53,445,000 |
| Risk-weighted assets | 352,910,000 | 371,578,000 | 387,853,000 | 380,052,000 |