Call reports 2008
PLANTERS BANK & TRUST COMPANY — 2008
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 523,204,000 | 521,093,000 | 529,062,000 | 536,895,000 |
| Total loans | 284,978,000 | 312,698,000 | 328,998,000 | 331,260,000 |
| Allowance for loan losses | 4,616,000 | 4,502,000 | 4,546,000 | 5,194,000 |
| Securities available for sale | 154,769,000 | 158,449,000 | 147,749,000 | 152,011,000 |
| Securities held to maturity | 6,929,000 | 6,930,000 | 6,506,000 | 6,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,728,000 | 463,649,000 | 449,282,000 | 477,525,000 |
| Interest-bearing deposits | 386,404,000 | 388,068,000 | 370,682,000 | 389,037,000 |
| Noninterest-bearing deposits | 81,324,000 | 75,581,000 | 78,600,000 | 88,488,000 |
| Equity capital | 48,043,000 | 48,012,000 | 49,250,000 | 47,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,660,000 | 14,940,000 | 22,528,000 | 29,740,000 |
| Interest expense | 3,218,000 | 6,031,000 | 8,720,000 | 11,030,000 |
| Net interest income | 4,442,000 | 8,909,000 | 13,808,000 | 18,710,000 |
| Noninterest income | 1,217,000 | 2,618,000 | 4,028,000 | 5,485,000 |
| Noninterest expense | 3,422,000 | 6,862,000 | 10,323,000 | 14,539,000 |
| Provision for loan losses | 260,000 | 377,000 | 608,000 | 770,000 |
| Pretax income | 2,025,000 | 4,336,000 | 6,605,000 | 8,333,000 |
| Income tax | 617,000 | 1,322,000 | 2,014,000 | 2,183,000 |
| Net income | 1,408,000 | 3,014,000 | 4,591,000 | 6,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,053,000 | 48,497,000 | 50,079,000 | 46,846,000 |
| Total capital | 51,118,000 | 52,854,000 | 54,621,000 | 51,369,000 |
| Risk-weighted assets | 323,602,000 | 348,448,000 | 363,367,000 | 361,164,000 |