Call reports 2007
PLANTERS BANK & TRUST COMPANY — 2007
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 501,994,000 | 512,120,000 | 522,135,000 | 505,227,000 |
| Total loans | 288,117,000 | 308,381,000 | 308,359,000 | 295,776,000 |
| Allowance for loan losses | 4,205,000 | 4,106,000 | 4,177,000 | 4,479,000 |
| Securities available for sale | 147,775,000 | 154,656,000 | 158,899,000 | 153,807,000 |
| Securities held to maturity | 7,967,000 | 7,967,000 | 7,941,000 | 7,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,291,000 | 438,253,000 | 439,979,000 | 445,158,000 |
| Interest-bearing deposits | 375,813,000 | 368,406,000 | 367,673,000 | 356,575,000 |
| Noninterest-bearing deposits | 72,478,000 | 69,847,000 | 72,306,000 | 88,583,000 |
| Equity capital | 44,679,000 | 45,426,000 | 48,188,000 | 45,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,618,000 | 15,668,000 | 24,093,000 | 32,105,000 |
| Interest expense | 3,473,000 | 7,097,000 | 10,996,000 | 14,449,000 |
| Net interest income | 4,145,000 | 8,571,000 | 13,097,000 | 17,656,000 |
| Noninterest income | 1,209,000 | 2,518,000 | 3,874,000 | 5,385,000 |
| Noninterest expense | 3,267,000 | 6,386,000 | 9,549,000 | 13,263,000 |
| Provision for loan losses | 96,000 | 320,000 | 550,000 | 1,126,000 |
| Pretax income | 1,991,000 | 4,383,000 | 6,872,000 | 8,690,000 |
| Income tax | 607,000 | 1,337,000 | 2,096,000 | 2,530,000 |
| Net income | 1,384,000 | 3,046,000 | 4,776,000 | 6,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,278,000 | 46,924,000 | 48,680,000 | 45,637,000 |
| Total capital | 49,226,000 | 51,030,000 | 52,857,000 | 49,730,000 |
| Risk-weighted assets | 315,615,000 | 338,658,000 | 340,835,000 | 326,742,000 |