Call reports 2006
PLANTERS BANK & TRUST COMPANY — 2006
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 477,076,000 | 482,724,000 | 485,848,000 | 493,804,000 |
| Total loans | 277,999,000 | 301,084,000 | 308,465,000 | 292,748,000 |
| Allowance for loan losses | 4,647,000 | 4,307,000 | 4,337,000 | 4,210,000 |
| Securities available for sale | 136,295,000 | 131,511,000 | 130,684,000 | 148,632,000 |
| Securities held to maturity | 8,497,000 | 8,496,000 | 8,198,000 | 7,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,573,000 | 407,808,000 | 404,259,000 | 423,227,000 |
| Interest-bearing deposits | 345,176,000 | 333,917,000 | 335,278,000 | 338,984,000 |
| Noninterest-bearing deposits | 80,397,000 | 73,891,000 | 68,981,000 | 84,243,000 |
| Equity capital | 42,571,000 | 43,530,000 | 45,872,000 | 43,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,695,000 | 13,751,000 | 21,330,000 | 28,775,000 |
| Interest expense | 2,432,000 | 5,181,000 | 8,668,000 | 12,081,000 |
| Net interest income | 4,263,000 | 8,570,000 | 12,662,000 | 16,694,000 |
| Noninterest income | 1,406,000 | 2,707,000 | 3,981,000 | 5,345,000 |
| Noninterest expense | 3,148,000 | 6,178,000 | 9,254,000 | 12,819,000 |
| Provision for loan losses | 127,000 | 145,000 | 293,000 | 520,000 |
| Pretax income | 2,394,000 | 4,954,000 | 7,098,000 | 8,701,000 |
| Income tax | 754,000 | 1,560,000 | 2,277,000 | 2,612,000 |
| Net income | 1,640,000 | 3,394,000 | 4,821,000 | 6,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,810,000 | 45,555,000 | 47,021,000 | 43,883,000 |
| Total capital | 47,571,000 | 49,578,000 | 51,135,000 | 47,884,000 |
| Risk-weighted assets | 299,962,000 | 321,582,000 | 328,878,000 | 319,872,000 |