Call reports 2005
PLANTERS BANK & TRUST COMPANY — 2005
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 456,989,000 | 462,939,000 | 467,026,000 | 472,710,000 |
| Total loans | 272,142,000 | 291,995,000 | 307,151,000 | 293,475,000 |
| Allowance for loan losses | 4,525,000 | 4,625,000 | 4,783,000 | 4,602,000 |
| Securities available for sale | 125,591,000 | 124,426,000 | 106,004,000 | 119,970,000 |
| Securities held to maturity | 9,313,000 | 8,834,000 | 8,833,000 | 8,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,178,000 | 398,183,000 | 405,186,000 | 423,215,000 |
| Interest-bearing deposits | 330,648,000 | 321,043,000 | 326,755,000 | 336,128,000 |
| Noninterest-bearing deposits | 78,530,000 | 77,140,000 | 78,431,000 | 87,087,000 |
| Equity capital | 41,054,000 | 43,079,000 | 44,484,000 | 41,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,610,000 | 11,660,000 | 18,107,000 | 24,580,000 |
| Interest expense | 1,466,000 | 3,210,000 | 5,323,000 | 7,588,000 |
| Net interest income | 4,144,000 | 8,450,000 | 12,784,000 | 16,992,000 |
| Noninterest income | 1,031,000 | 2,293,000 | 3,461,000 | 4,872,000 |
| Noninterest expense | 2,950,000 | 5,714,000 | 8,435,000 | 11,934,000 |
| Provision for loan losses | 222,000 | 467,000 | 707,000 | 780,000 |
| Pretax income | 2,021,000 | 4,580,000 | 7,128,000 | 9,179,000 |
| Income tax | 630,000 | 1,365,000 | 2,250,000 | 2,909,000 |
| Net income | 1,391,000 | 3,215,000 | 4,878,000 | 6,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,592,000 | 43,445,000 | 45,093,000 | 42,186,000 |
| Total capital | 45,233,000 | 47,315,000 | 49,121,000 | 46,083,000 |
| Risk-weighted assets | 290,414,000 | 308,861,000 | 321,452,000 | 311,060,000 |