Call reports 2004
PLANTERS BANK & TRUST COMPANY — 2004
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 422,517,000 | 421,927,000 | 428,382,000 | 425,115,000 |
| Total loans | 249,105,000 | 272,487,000 | 284,501,000 | 277,825,000 |
| Allowance for loan losses | 4,461,000 | 4,416,000 | 4,541,000 | 4,458,000 |
| Securities available for sale | 114,452,000 | 106,603,000 | 100,153,000 | 106,634,000 |
| Securities held to maturity | 10,377,000 | 9,808,000 | 9,767,000 | 9,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,631,000 | 365,888,000 | 363,831,000 | 375,268,000 |
| Interest-bearing deposits | 311,240,000 | 308,169,000 | 306,106,000 | 306,202,000 |
| Noninterest-bearing deposits | 61,391,000 | 57,719,000 | 57,725,000 | 69,066,000 |
| Equity capital | 41,071,000 | 39,303,000 | 41,889,000 | 40,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,889,000 | 9,880,000 | 15,236,000 | 20,646,000 |
| Interest expense | 1,160,000 | 2,318,000 | 3,582,000 | 4,866,000 |
| Net interest income | 3,729,000 | 7,562,000 | 11,654,000 | 15,780,000 |
| Noninterest income | 973,000 | 1,987,000 | 3,128,000 | 4,205,000 |
| Noninterest expense | 2,851,000 | 5,549,000 | 8,382,000 | 11,328,000 |
| Provision for loan losses | 184,000 | 410,000 | 696,000 | 827,000 |
| Pretax income | 1,676,000 | 3,674,000 | 5,791,000 | 7,918,000 |
| Income tax | 641,000 | 1,021,000 | 1,525,000 | 2,394,000 |
| Net income | 1,035,000 | 2,653,000 | 4,266,000 | 5,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,964,000 | 39,847,000 | 41,495,000 | 40,208,000 |
| Total capital | 43,359,000 | 43,449,000 | 45,203,000 | 43,841,000 |
| Risk-weighted assets | 270,518,000 | 287,385,000 | 295,813,000 | 289,832,000 |