Call reports 2003
PLANTERS BANK & TRUST COMPANY — 2003
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 417,687,000 | 404,998,000 | 405,070,000 | 412,774,000 |
| Total loans | 246,651,000 | 263,630,000 | 271,090,000 | 262,548,000 |
| Allowance for loan losses | 4,468,000 | 4,397,000 | 4,361,000 | 4,420,000 |
| Securities available for sale | 110,839,000 | 100,424,000 | 87,706,000 | 97,432,000 |
| Securities held to maturity | 11,471,000 | 11,004,000 | 10,695,000 | 10,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,653,000 | 360,452,000 | 359,878,000 | 368,046,000 |
| Interest-bearing deposits | 321,754,000 | 313,638,000 | 304,798,000 | 308,646,000 |
| Noninterest-bearing deposits | 53,899,000 | 46,814,000 | 55,080,000 | 59,400,000 |
| Equity capital | 37,886,000 | 39,874,000 | 40,378,000 | 39,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,266,000 | 10,497,000 | 15,675,000 | 20,802,000 |
| Interest expense | 1,603,000 | 3,159,000 | 4,515,000 | 5,732,000 |
| Net interest income | 3,663,000 | 7,338,000 | 11,160,000 | 15,070,000 |
| Noninterest income | 977,000 | 2,080,000 | 3,159,000 | 4,230,000 |
| Noninterest expense | 2,832,000 | 5,404,000 | 7,928,000 | 10,855,000 |
| Provision for loan losses | 117,000 | 179,000 | 372,000 | 706,000 |
| Pretax income | 1,691,000 | 3,841,000 | 6,048,000 | 7,502,000 |
| Income tax | 599,000 | 992,000 | 1,782,000 | 2,127,000 |
| Net income | 1,092,000 | 2,849,000 | 4,266,000 | 5,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,347,000 | 38,131,000 | 39,523,000 | 38,816,000 |
| Total capital | 39,754,000 | 41,688,000 | 43,135,000 | 42,368,000 |
| Risk-weighted assets | 271,510,000 | 283,747,000 | 288,231,000 | 283,312,000 |