Call reports 2002
PLANTERS BANK & TRUST COMPANY — 2002
What PLANTERS BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 388,065,000 | 384,763,000 | 385,722,000 | 399,310,000 |
| Total loans | 221,744,000 | 244,173,000 | 255,152,000 | 251,148,000 |
| Allowance for loan losses | 3,955,000 | 3,985,000 | 4,140,000 | 4,439,000 |
| Securities available for sale | 105,033,000 | 97,752,000 | 88,175,000 | 95,341,000 |
| Securities held to maturity | 14,230,000 | 13,759,000 | 12,752,000 | 11,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,625,000 | 340,650,000 | 344,665,000 | 358,646,000 |
| Interest-bearing deposits | 291,955,000 | 289,155,000 | 296,523,000 | 300,085,000 |
| Noninterest-bearing deposits | 58,670,000 | 51,495,000 | 48,142,000 | 58,561,000 |
| Equity capital | 32,925,000 | 35,350,000 | 37,134,000 | 36,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,500,000 | 11,182,000 | 16,792,000 | 22,221,000 |
| Interest expense | 2,144,000 | 4,032,000 | 5,858,000 | 7,601,000 |
| Net interest income | 3,356,000 | 7,150,000 | 10,934,000 | 14,620,000 |
| Noninterest income | 812,000 | 1,780,000 | 2,767,000 | 3,888,000 |
| Noninterest expense | 2,447,000 | 4,839,000 | 7,185,000 | 10,163,000 |
| Provision for loan losses | 49,000 | 201,000 | 411,000 | 969,000 |
| Pretax income | 1,672,000 | 3,914,000 | 6,129,000 | 7,404,000 |
| Income tax | 385,000 | 925,000 | 1,810,000 | 2,154,000 |
| Net income | 1,287,000 | 2,989,000 | 4,319,000 | 5,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,450,000 | 34,201,000 | 35,590,000 | 35,252,000 |
| Total capital | 35,545,000 | 37,503,000 | 39,001,000 | 38,663,000 |
| Risk-weighted assets | 246,883,000 | 263,487,000 | 272,173,000 | 271,812,000 |