Call reports 2005
MARSHALL BANK, NATIONAL ASSOCIATION — 2005
What MARSHALL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 87,547,000 | 87,857,000 | 81,777,000 | 78,936,000 |
| Total loans | 67,130,000 | 69,525,000 | 62,961,000 | 57,667,000 |
| Allowance for loan losses | 861,000 | 1,168,000 | 1,206,000 | 817,000 |
| Securities available for sale | 11,637,000 | 11,435,000 | 11,732,000 | 10,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,824,000 | 66,493,000 | 71,085,000 | 67,943,000 |
| Interest-bearing deposits | 54,721,000 | 48,756,000 | 44,028,000 | 48,736,000 |
| Noninterest-bearing deposits | 19,103,000 | 17,737,000 | 27,057,000 | 19,207,000 |
| Equity capital | 10,884,000 | 11,231,000 | 10,274,000 | 10,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,769,000 | 4,201,000 | 5,674,000 |
| Interest expense | 255,000 | 559,000 | 898,000 | 1,176,000 |
| Net interest income | 1,106,000 | 2,210,000 | 3,303,000 | 4,498,000 |
| Noninterest income | 243,000 | 456,000 | 579,000 | 688,000 |
| Noninterest expense | 664,000 | 1,395,000 | 2,058,000 | 2,708,000 |
| Provision for loan losses | 93,000 | 401,000 | 439,000 | 648,000 |
| Pretax income | 592,000 | 870,000 | 1,385,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 592,000 | 870,000 | 1,385,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,950,000 | 9,228,000 | 8,343,000 | 8,797,000 |
| Total capital | 9,811,000 | 10,200,000 | 9,242,000 | 9,614,000 |
| Risk-weighted assets | 72,228,000 | 77,568,000 | 71,644,000 | 68,034,000 |