Call report 2025Q4
CITIZENS BANK & TRUST — 2025Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,088,715,000 | USD | evidence → |
| Total loans | 628,883,000 | USD | evidence → |
| Allowance for loan losses | 6,590,000 | USD | evidence → |
| Securities available for sale | 274,989,000 | USD | evidence → |
| Securities held to maturity | 33,581,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 991,349,000 | USD | evidence → |
| Interest-bearing deposits | 792,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 198,928,000 | USD | evidence → |
| Equity capital | 73,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,847,000 | USD | evidence → |
| Interest expense | 21,293,000 | USD | evidence → |
| Net interest income | 27,554,000 | USD | evidence → |
| Noninterest income | 5,672,000 | USD | evidence → |
| Noninterest expense | 25,423,000 | USD | evidence → |
| Provision for loan losses | 387,000 | USD | evidence → |
| Pretax income | 7,150,000 | USD | evidence → |
| Income tax | 873,000 | USD | evidence → |
| Net income | 6,277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 102,229,000 | USD | evidence → |
| Total capital | 109,102,000 | USD | evidence → |
| Risk-weighted assets | 717,273,000 | USD | evidence → |